Points
Make your everyday spending go further.
Build a points strategy around the airlines you fly, the trips you have in mind, and the spending you already do.
PERSONAL CREDIT CARD CONSULTING
More points.
Higher limits.
0% APR.
A personal card plan from Aron Fischer.
You work hard for your money. Make your credit cards work harder for you—with a personal plan for your spending and your next move. Get the most points, explore higher limits and 0% APR options, improve cash flow, and earn cash back on every dollar.
Find your next move Personal guidance. A clear plan.
THINK BEYOND THE CARD.
01 / POSSIBILITIESYOUR NEXT MOVEILLUSTRATIVE CARDS · NOT FINANCIAL PRODUCTS
01 / POSSIBILITIESA smarter way forward
YOUR NEXT MOVEMake every card count.STRATEGY FIRST
The right card.
In the right order.
In the right order.
Points•Higher limits•0% APR•Cash flow•Cash back•Credit stacking•Issuer rules•Ongoing support•
THE PERSON BEHIND THE PLAN
Personal guidance
from Aron Fischer
I’m Aron Fischer. I help people make sense of their credit cards and put together a personal plan for points, limits, cash flow, and rewards.
I look at the cards you have, the way you spend, and what you want to do next. My guidance continues beyond approval, so you can keep getting value from your cards.
Aron Fischer
Talk through your options WHAT I HELP WITH
Your spending.
Your kind of strategy.
Personal and business-card guidance, built around what matters to you. Explore five ways your cards can work harder.
Higher limits
Plan for more available credit.
Review your existing limits and options for more available credit. I consider the bigger picture, with limits and approvals determined by the issuer.
0% APR
Make the most of introductory offers.
Plan around available 0% introductory APR offers and their promotional periods. After an introductory period ends, the card’s standard terms apply.
Cash flow
Give your cash flow more room.
Bring your spending, card terms, and repayment goals into one practical plan, so you can make informed decisions about your cash flow.
Cash back
Keep more of what you spend.
Your biggest spending categories should shape your card choices. I review where you spend and look for a simpler way to earn cash back.
THE DETAILS MAKE THE DIFFERENCE
Cards that work together
Credit stacking Planning several cards together so each one has a clear purpose.
A coordinated plan for multiple cards, with every choice considered as part of the bigger picture.
Timing that matters
0% APR card sequencing A temporary period with no interest on eligible transactions, subject to the card’s terms.
Thoughtful timing of introductory offers and promotional windows.
Knowing where each card looks
Credit bureau knowledge A company that collects credit information and provides credit reports.
Knowing which credit bureau each issuer typically pulls helps inform the plan. Pulls can vary.
Rules most people miss
Issuer-specific rules
Understanding each issuer’s eligibility and card rules before deciding on the next move.
WITH YOU AT EVERY STEP
Approved is just
the beginning.
I stand beside my clients at every stage—even after they’re approved. I guide you on how to get every dollar of value possible from each card, from rewards and cash back to credits and benefits.
Whenever you have an issue with a card company, I’m here to help you work through it. You can keep turning to The Moneymind for guidance long after approval.
Get ongoing guidance- 01Your plan
- 02Approval
- 03First months
- 04Yearly review
A CLEAR PATH FORWARD
From “which card?”
to “here’s the plan.”
Tell me the picture
I start with your current cards, spending, and what you want to accomplish.
Build your strategy
I look at suitable options and application timing, with the benefits and tradeoffs laid out clearly.
Take the next step
I guide you through it and help you use every benefit of your cards.
GOOD QUESTIONS
A little clarity
before you reach out.
Who is The Moneymind for?
The Moneymind is open to everyone, everywhere. Whether you want points, higher credit limits, 0% APR, better cash flow, cash back, or help choosing a card, I can talk through your goals.
Can you review the cards I already have?
Yes. Your existing cards are part of the picture. I can look at how they fit your spending and goals before considering another application.
How is The Moneymind compensated?
I may earn a commission when you apply through certain links. Ask about the compensation and any service fees before getting started.
What should I include in my first email?
Tell me which cards you have, what you spend on, and your main goal—points, higher limits, 0% APR, cash flow, cash back, or business cards. Please do not email account numbers or sensitive personal information.
LET’S MAKE A PLAN
Your next move
starts with a conversation.
Tell me where you are. I’ll help you figure out where to go next.